Request a credit online is a bit of a request in a bank in person. Not only because the procedure is different, but also because the loan conditions vary.
Normally, bank loans are approved for large sums with a series of much greater commitments; those that are requested online are given by much smaller numbers and without the need for complicated procedures.
This second feature causes some distrust to be generated at the time of request, especially because the Internet abounds with illegal pages that are dedicated to swindling people.
Aspects to consider
– Do not accept to deposit money in advance. It is a loan, so it is not normal to ask for money that for obvious reasons you are already requesting.
– Do not get together in spaces and less if they are not to your liking or comfort. The main purpose of online loans is precisely to avoid such encounters.
– Be careful with the personal information you provide. While it is normal to ask for some data (they are used to cross them with databases with CIFIN or Data credit) it is not normal to request sensitive data or extremely private nature.
– And finally, even if the company or company that is offering this service complies with the above, verify before the Chamber of Commerce or the Superintendence of Companies that it is registered and complies with current and mandatory regulations.
Keeping these tips in mind can save you an unnecessary headache. Take care of your finances by going to the appropriate services.